Car hire insurance is an aspect that is often ignored by travellers looking for rental cars. There are numerous rental companies around and many people will tell you that if you don’t watch it rental companies will rob you blind through insurance. If you are travelling to Puerto Rico via San Juan Airport, you need to make your insurance a top priority. To get the right insurance for your rental car, you should know the cover provided by insurance companies for rental cars.
Insurance Cover
One trick that unscrupulous rental companies use to hoodwink customers is making them buy insurance they don’t need. Also, many travellers end up purchasing cover they already have because it appears under a different name they are not familiar with in the rental agreement. To avoid being duped as concerns insurance by car hire companies, you have to understand each insurance cover and how it applies to you.
- Collision damage waiver - Car hire companies at airports such as San Juan Airport always recommend collision damage waiver cover to their clients. Collision damage waiver known as CDW reduces a person’s liability in case he/she gets into an accident while driving a rental. If you do not get collision damage waiver for your rental, and you get into an accident using it, you are liable for all the damage on the vehicle. If the rental is a write-off, then you will end up shouldering the cost of replacement.
- Top up on CDW - If you have collision damage waiver, you only have to pay for damages up to a pre-agreed level. You should keep in mind that collision damage waiver does not cover certain parts of a car. If you want to cover damages to the parts that are not covered by the collision damage waiver, you must always make a point of purchasing top-up insurance to cover such damages.
- Theft insurance - Car hire services at airports such as San Juan Airport also recommend that customers purchase theft insurance. Also known as theft waiver, theft insurance protects you in case your rental is stolen. However, it does not cover theft of any items in the rental at the time of a theft, or theft of a car due to your negligence. If you want to cover theft of belongings you leave in your rental then ensure your travel insurance is up to date as it will cover you in case of such eventualities.
So, if you are travelling to Puerto Rico via San Juan Airport or to any other place consider using car hire services for your transport needs. Also, make sure that your rental has adequate insurance in case of any negative incidences.